Portland Chapter 7 Bankruptcy Attorney
Get Expert Help with Your Chapter 7 Bankruptcy
Chapter 7 bankruptcy focuses on the discharge of unsecured debts, such as credit card debts and medical bills. If you are facing serious financial problems, there are times when filing for Chapter 7 bankruptcy may be the best way to save your assets or prevent years of debt. At Vanden Bos & Chapman, LLP we offer same-day appointments and have both business and consumer experience. When you need help with bankruptcy, we are the professionals to call.
Eligibility for Chapter 7 Bankruptcy
Before you can file under Chapter 7, you must take certain steps to show that you have tried to improve your financial situation. Certificates showing your completion must be presented to the court before your bankruptcy petition will be accepted.
Steps to take before filing a Chapter 7 bankruptcy include:
- Complete a consumer credit counseling consultation from an approved counseling agency
- Complete a personal financial management course from an approved counseling agency
- Determine if you pass the means test
Fulfilling all these requirements can be complicated and time-consuming. Working with a skilled Chapter 7 bankruptcy attorney in Portland from Vanden Bos & Chapman, LLP will help. We have been guiding clients through the process since 1981, and we are here for you as well.
What Debts Does Chapter 7 Not Discharge?
It is important to keep in mind that Chapter 7 debt does not discharge all your debt. There are a variety of financial obligations that are not affected.
A Chapter 7 filing does not discharge:
- Student loans
- Debts associated with driving under the influence of drugs or alcohol
- Some tax debts
- Child support payment debts
Want to learn more? Visit our Chapter 7 Frequently Asked Questions page for additional information.
To make an appointment, contact the firm at (503) 664-3134.