Chapter 7 Bankruptcy Lawyers in Portland
Get Skilled Help with Your Ch. 7 Bankruptcy
Chapter 7 bankruptcy focuses on the discharge of unsecured debts, such as credit card debts and medical bills. If you are facing serious financial problems, there are times when filing for Chapter 7 bankruptcy may be the best way to save your assets or prevent years of debt. At Vanden Bos & Chapman, LLP we offer same day appointments and have both business and consumer experience. When you need help with Chapter 7 bankruptcy, we are the professionals to call.
You don't have to navigate the complex Ch. 7 process alone. Contact our Portland bankruptcy lawyers at (503) 664-3134 today!
Who Qualifies for Ch. 7?
Before you can file under Chapter 7, you must take certain steps to show that you have tried to improve your financial situation. Certificates showing your completion must be presented to the court before your bankruptcy petition will be accepted.
Steps to take before filing a Chapter 7 bankruptcy include:
- Complete a consumer credit counseling consultation from an approved counseling agency
- Complete a personal financial management course from an approved counseling agency
- Determine if you pass the means test
Fulfilling all these requirements can be complicated and time-consuming. Working with a skilled bankruptcy attorney in Portland from Vanden Bos & Chapman, LLP can help. We have been guiding clients through the process since 1981, and we are here for you as well.
What Debts Does Chapter 7 Not Discharge?
It is important to keep in mind that Chapter 7 debt does not discharge all your debt. There are a variety of financial obligations that are not affected.
A Chapter 7 filing does not discharge:
- Student loans
- Debts associated with driving under the influence of drugs or alcohol
- Some tax debts
- Child support payment debts
For help determining whether Chapter 7 bankruptcy is best for you, reach out to the highly-trained team at Vanden Bos & Chapman, LLP.
To make an appointment, contact the firm at (503) 664-3134.