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Oregon State Exemptions

The following is a list of the Oregon State Exemptions (current as of July 5, 2013). This list is not all inclusive but lists the most commonly claimed exemptions:

(*NOTE! The amounts listed as "joint" apply to married debtors or to two debtors sharing the same household.)

PROPERTY EXEMPTIONS

OREGON STATUTES

LIMIT ON THE AMOUNT OF THE EXEMPTION

Books, pictures, musical instruments

18.345(1)(a)

$600 (single)
$1,200 (joint)

Wearing apparel, jewelry and personal items

18.345(1)(b)

$1,800 (single)
$3,600 (joint)

Tools or implements of trade, professional books

18.345(1)(c)

$5,000 (single)
$1,000 (joint)

Motor vehicle

18.345(1)(d)

$3,000 (single)
$6,000 (joint)

Animals (domestic or livestock)

18.345(1)(e)

$1,000

Household goods and furnishings

18.345(1)(f)

$3,000.00

State, county or municipal property

18.345(1)(g)

100%

Health aids professional prescribed

18.345(1)(h)

100%

Child support, alimony-necessary for support

18.345(1)(i)

100%

Crime victims law reparation award

18.345(1)(j)

100%

Personal injury award

18.345(1)(k)

$10,000.00

Compensation for loss of future earnings - extent reasonably necessary for support

18.345(1)(l)

100%

Veterans' benefits and loans

18.345(1)(m)

100%

Tax credits attributable to earned income

18.345(1)(n)

100%

Wildcard - Any personal property; may not be used to increase amount of other exemption

18.345(1)(o)

$400 (single)
$800 (joint)

Cash for sold exempt property - same amount as exemption

18.345

100%

Exempt funds still exempt when deposited in bank if identifiable

18.348

$7,500 (single)
$15,000 (joint)
100% on certain exemptions

ERISA-Qualified retirement plans

18.358

100%

Pension benefits: federal government employees, public employees, public school employees - variable amt. exempt except for taxes

18.358, 238.445

100%

Firearms (1 pistol and 1 shotgun or rifle per Debtor)

18.362

$1,000 (single)
$2,000 (joint)

Wage exemption: 75% or variable amount of disposable earnings exempt

18.385

75%

Homestead: 160 acres rural, 1 block urban; floating or manufactured home

18.395

$40,000 (single)
$50,000 (joint)

Homestead/ Mobile Home (Land Owned)

18.428(1)

$23,000 (single)
$30,000 (joint)

Homestead/ Mobile Home (Land Not Owned)

18.428(5)

$20,000 (singled)
$27,000 (joint)

Wages

18.385

75%

Burial lots - 600 acres for burial lot or 30 acres for crematoria space

65.870, 65.855

 

Partnership Property

67.190

 

Social Security Benefits

237.980

 

Pension, annuity or retirement allowance deposited in an account

238.445; 18.348(2)

$7,500 (single)
$15,000 (joint)

Wages withheld in a state employee's bond savings account

292.070

$7,500 (single)
$15,000 (joint)

Vocational Rehabilitation Division-revolving fund

344.580, 18.348(2)

 

Civil Defense and Disaster Relief

401.405

 

Veterans' state loan funds

407.595

 

Property of sailor or soldier during war

408.440

 

Public assistance grants

411.760; 414.095; 18.348(2)

 

Aid to blind

412.115; 18.348(2)

 

Aid to disabled

412.610; 18.348(2)

 

Medical assistance

413.130

 

Old age assistance

414.095

 

Liquor license

471.292

 

Benefits to injured inmates

655.530

 

Workers compensation

656.234; 18.348(2)

$7,500 (single)
$15,000 (joint)

Life Insurance Proceeds

743.046

100%

Life Insurance Proceeds - Group

743.047

100%

Annuity policy benefits: $500/month

743.049

 

Health/disability insurance

743.050

 

Fraternal benefit society benefits

748.207

 

College Savings Plan

348.863

 

Exemption of proceeds of annuity policies

743.049

 

Public Health and Welfare Actions

42 U.S.C. ยง 300aa-1 to 300aa-34